So assuming I understand Rod Elliot's commentary ( big if ), is he not saying finally,
that active x-overs are a whole different deal, where x-over points are concerned? ...
"It is not at all uncommon to see systems where the crossover frequency is set right in the middle of what I call the "intelligence band". This is the range of frequencies from 300Hz to 3600Hz, and is extremely important from a psycho-acoustic point of view. .. It contains nearly all the "intelligence" of the sound, which is to say that if this band is "corrupted", intelligibility is greatly reduced.
Should a crossover be unavoidable in this region - due (for example) to available loudspeaker drivers - then the manufacturer must go to great lengths to ensure that "artefacts" created by the crossover are not audible. This often causes greater problems with amplifier loading at the crossover frequency, since impedance dips seem a common problem with many speakers. It will be found that these almost invariably occur at the crossover frequency.
By using an active crossover network, it should be possible to get excellent performance almost regardless of what the crossover frequency may be. The final setup will still have to be carefully aligned to make sure that there are no major issues with either driver at the selected frequency. In the course of many experiments and tests, it is safe to say that a properly set up active crossover gives one far more flexibility than almost any passive version, with the great advantage that no loudspeaker impedance correction is needed."